There are many different kinds of Georgia health insurance. Even when it comes to the federal program, Medicaid, there are three different companies that provide this Georgia health insurance program for children. AmeriGroup, Wellcare, and Peach State for Kids all offer Medicaid products to Georgia children. It is wonderful that those under the age of 18 have access to great Georgia health insurance products. These Georgia health insurance policies have some requirements for enrollment. Check with a Georgia government agency for specific information.
Other Georgia Health Insurance Offerings
There are seven large insurance carriers that offer Georgia health insurance. These are Aetna, Blue Cross Blue Shield, Cigna, Coventry, Humana, Kaiser Permanente and United Healthcare. These are some of the largest health insurance providers in the United States. It is exciting that we have such high quality Georgia health insurance products available to residents. Each of these companies contributes to the Georgia community also, by donations, as well as providing health and wellness opportunities to Georgia residents. Also, many of these companies have a national network of providers, so although the Georgia health insurance plan may be in Georgia, members still have access to nationally renowned physicians and hospitals.
Approximately 60% of the Georgia population has Georgia health insurance benefits, usually through their place of employment. However, Georgia has one of the worst ratings when it comes to residents who do not have Georgia health insurance. And Georgia is one of the few states that does not have a Georgia health insurance risk pool. These facts cause some concern among Georgia politicians. There have recently been focus groups, held in order to inform people about Georgia health insurance issues, as well as to prepare for how the health care reform may affect Georgia health insurance products.
Georgia Health Insurance for Small Business
There is also a lot of concern among small business owners regarding providing Georgia health insurance to employees. Many small business owners feel compelled to at least pay for a part of the Georgia health insurance monthly premiums for their employees. However, due to rising costs of being a business owner, many are having difficulty with this. Business owners report that workers’ compensation insurance and taxes require so much money that providing Georgia health insurance to their employees is difficult. A recent survey reported that most small business owners can contribute approximately $100 per month towards Georgia health insurance for their employees, but some of them believe this is not enough.
The good news is that the insurance companies that offer health insurance products in Georgia do offer Georgia health insurance products for small businesses also. In fact, any business with two or more employees, even those whose employees are family members, qualify for small business group plans. And often, group plans are the most affordable Georgia health insurance that anyone can get. Also, employees may be able to pay for their family members’ premium, lightening the load for business owners’ expenses. Business owners and employees need to meet together to come up with solutions to problems that may interfere with purchasing high quality Georgia health insurance.